Save for Retirement or Pay for Your Child’s Education? Skip to content. For the average monthly balance, we divide the sum of the ending posted balance for each day in the statement period by the number of days in the statement period. The eAccess account is designed for customers who do most of their banking electronically, and provides processing at no charge for first 3 checks per month, with a $.50 fee for each additional check. OR 1 Please refer to the Terms & Conditions for each product or service for additional details. For accounts opened in Iowa, certain account fees are subject to Iowa State Tax of 6%, which will be assessed at the time the fee is charged, unless exempt. Additional terms and miscellaneous fees may apply. The Monthly Fee on certain checking accounts may not be charged for at least 61 days after account opening even if requirements to waive the Monthly Fee … Coronavirus (COVID-19) Information: Your health and safety is our top priority. Mobile Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. $('[data-regions-modal="dialog-container"][data-regions-modal-id="zip-search"]').Regions_Modal(); $1,500 average monthly balance Receive an additional 10% discount when your safe deposit box payment is auto debited from your Regions checking or savings account. If you provide a nonmilitary ID when opening or using your Regions account, our systems may not recognize that you qualify for the fee waiver on two transactions at non-Regions ATMs per statement period. The Regions Pricing Schedule provides more information about monthly fees for checking accounts. Regions does not monitor the linked website and has no responsibility whatsoever for or control over the content, services or products provided on the linked website. And with a $0 balance this means -$10 and -$36 for an overdraft fee. You must be at least 18 years of age to use Regions Bill Pay or Zelle®. Posted to your eAccess Account during the statement period for CheckCard activity and posted in the most recent billing cycle for your credit card account for credit card activity. Customer information provided in order to set up this appointment will not be used to update any customer records, and this information will only be used to service this appointment. How to Avoid Regions Bank Checking Account Fees. Regions, the Regions logo and the LifeGreen bike are registered trademarks of Regions Bank. Relationship rates on most CDs for customers who meet the Relationship requirements You want the same great LifeGreen Checking account features with a low flat monthly fee. What are the account minimums for Regions Bank Preferred Checking? Type Fee; Monthly Maintenance Fee: $8: Non-Regions ATM: $2.50: Overdraft Fee: $36: Overdraft Protection Transfer Fee… Please see our Coronavirus Response page for other ways we can serve you. Our service area includes the following states: Alabama, Arkansas, Florida, Georgia,Iowa, Illinois, Kentucky, Louisiana, Mississippi, Missouri, North Carolina, South Carolina, Texas and Tennessee. The LifeGreen color is a trademark of Regions Bank. Regions Bank offers rewards on some of its checking and savings accounts, but interest rates are minimal and overdraft fees are high. It’s important to remember that checks are included in the outgoing transaction limit implemented with savings accounts. Regions provides links to other websites merely and strictly for your convenience. Relationship rates on most CDs for customers who meet the Relationship requirements What information do I need to open an account online? Have certain qualifying first-lien home mortgage loans in good standing $11 with paper statements (without check images), $5 with online statements Regions, the Regions logo and the LifeGreen bike are registered trademarks of Regions Bank. The privacy policies and security at the linked website may differ from Regions' privacy and security policies and procedures. Please refer to the Personal Checking, Money Market, Savings, Time Deposit & IRA Accounts. Axos Bank offers one of the few business checking accounts with minimal fees and a competitive APY, making it one of the best choices out there. For the monthly fee waiver, we count all ACH direct deposits that post to your account during the account statement period, excluding the last day of the period. Balances determined at the beginning of the last day of your checking account statement period. Access to Online Banking has no fees but fees may apply to certain services. OR You should consult privacy disclosures at the linked website for further information. You must have a valid SSN or TIN in order to enroll in Regions Online Banking. Planning to Retire Early? Monthly Maintenance Fee. Only certain purchases qualify for the rewards program. to compare. 10 To enroll in Online Banking for personal accounts, you must have either a Social Security or Tax Identification Number or use alternative enrollment procedures available by visiting a branch. 3, $5,000 average monthly statement balance in LifeGreen Preferred Checking account Select up to 4 accounts to compare Find ABetterBank. To qualify for combined balances in relation to the monthly fee waiver, the primary (person listed first on the account) or secondary (person listed second on the account) owner of the checking account must be the primary or secondary owner of the related deposit accounts. Please refer to Pricing Schedule for more details. How do I apply for a checking account online? Base Account Fee - $8 a month. How do I change the type of checking account that I have? See pricing schedule for other requirements. }); Are Not Insured by Any Federal Government Agency, Are Not a Condition of Any Banking Activity. Regions Bank Student Checking Account Fees. © 2021 Regions Bank. With this checking account, you can get a Regions LifeGreen Savings Account 11 Discount on qualifying installment loans with payments auto debited from a Regions account Appointment Scheduler is provided by TimeTrade© Systems. Here’s a quick rundown of Regions Bank’s fees for different checking accounts: Regions Bank Checking Accounts. To qualify for the Monthly Fee with Online Statements, you must be a Regions Online Banking customer who receives only Online Statements for this account. OR Print, If you plan to move within our service area, consider a mortgage or any of our other products that can meet your needs. We know that our customers have a choice when it comes to banking. To enroll in Online Banking, you must either: have a Social Security or Tax Identification Number; or use alternative enrollment procedures available by visiting a branch. To get started with Online Statements, simply enroll in Regions Online Banking. The site that you are entering is operated or controlled by a third party that is unaffiliated with Regions. Discount on qualifying installment loans with payments auto debited from a Regions account Find common checking-related fees below, or for a complete list of account terms, policies, and pricing, refer to the Your Deposit Account Agreementand the Consumer Pricing Information disclosure. ACH direct deposits that post on the last day of the statement period are counted in the following statement period. How Regions Bank’s checking accounts compare. 6 7, ACH direct deposit, such as a recurring payroll or government benefit deposit, to your 62+ LifeGreen Checking account (at least one of $300 or more, or a combined amount of $1,000) You can also compare checking accounts online, visit your nearest Regions branch or contact us to determine the account type that best fits your needs. 11 If you cancel Online Statements, your account will be subject to the paper statement fee beginning with the end date of the statement period in which Online Statements are cancelled. change zip code to find rates in a different area Can I use Quicken or QuickBooks with Online Banking? If your account is charged a fee for a transaction at a non-Regions ATM, please visit a branch to provide your Military ID or, if there are no branches where you are deployed, call 1-855-REG-4MIL (734-4645). Combined $25,000 minimum outstanding loan balances from all of your Regions personal installment loans, lines of credit, equity lines of credit, equity loans, direct loans and credit cards in good standing 30% discount on one Safe Deposit Box with an additional 10% discount for auto debit Close this modal If you’re looking to purchase a home, Regions has multiple resources for you that can help make the process easier. One applies only to ages 62+, one applies only to students, and one has a $5 non-waive-able fee, leaving three. U.S. Bank Easy Checking Common Account Fees U.S. Bank Easy Checking is a simple, straightforward checking account with standard benefits and features. 11 Enrollment in Online Banking requires eligible Regions accounts. Rates are determined based on where you live within our service area. 5 All Rights Reserved. To enroll in Online Banking for business accounts, you must have either a Social Security or Tax Identification Number. The Monthly Fee on certain checking accounts may not be charged for at least 61 days after account opening even if requirements to waive the Monthly Fee are not met. 9. Regions offers six LifeGreen checking accounts. The Monthly Fee on certain checking accounts may not be charged for at least 61 days after account opening even if requirements to waive the Monthly Fee are not met. OR Investments, Annuities and Insurance Products. CNBC Select reviewed dozens of checking accounts from online banks, brick-and-mortar banks and credit unions to find the best ones with new account holder bonus offers. You’re age 62 or better and want LifeGreen Checking account benefits, plus easier options to waive the monthly account fee and bonus features. To enroll in Online Banking, visit the Regions Online Banking page at regions.com and complete the enrollment process. All fee & feature details of checking and savings accounts offered by Regions Bank. Any transactions outside of that will face a fee. You can only make six transfers or payments per statement period. Only $50 minimum deposit required to open an account. 8 Current bonuses such as Chase Total Checking , HSBC Premier Checking , Huntington 25 Checking , as well as the TD Bank Beyond Checking are all fantastic offers. The Interest Rate and Annual Percentage Yield (APY) are accurate as of: 1/18/2021. $(function () { Compare Chase checking accounts and select the one that best fits your needs. You do most of your banking online and prefer using a card instead of writing checks to make purchases. You should consult privacy disclosures at the linked website for further information. If you want to use one of Regions Bank’s checking accounts, you’ll need to stay on your toes in order to avoid monthly account maintenance fees (except for its student checking account, which is free). They are: LifeGreen® Checking - You have direct deposit and want unlimited check writing. Monthly Fee with Online Statements will become effective beginning with the end date of the statement period in which Online Statements are activated. Why was I charged a monthly fee for my checking account? What items do I need to apply for a checking account online? You should consult privacy disclosures at the linked website for further information. Please see our Coronavirus Response page for other ways we can serve you. Relationship rates on most CDs for customers who meet the Relationship requirements All Rights Reserved. Account. 50% discount on one Safe Deposit Box with an additional 10% discount for auto debit Discount on qualifying installment loans with payments auto debited from a Regions account However, many of our checking accounts offer steps you can take to avoid being assessed a monthly fee, such as maintaining a minimum balance or signing up for direct deposit. 1 Earn rewards through the Regions Cashback Rewards® program with your Regions Visa CheckCard and Online Banking, No fee for first 3 checks processed, then $0.50 per check Content Type: If you are feeling ill, have tested positive for COVID-19, have been exposed to the virus or have traveled internationally or to any CDC Advisory location, we cannot accommodate a branch visit. Monthly fees cover the cost of maintaining your checking account and providing account features and services. The Lifegreen Checking account has sign-up promotions that change throughout the year and this one is for a $200 bonus.You can apply online or have your coupon voucher emailed. Mobile Deposit may be subject to applicable fees. You’re about to leave Regions to use an external site. You can try another zip code Regions Bank is now offering a $200 checking bonus for new customers that open any LifeGreen Checking accounts with the promo code 20048SOC19Q2.. To receive this bonus, sign-up for a LifeGreen Checking Account by June 28, 2019. make 10 purchases with a Regions Visa check card and set up direct deposit worth at least $500 into your account within 60 days. 10 What if I don’t remember my Online ID or password? Regions Bank LifeGreen Checking Account Fees. Discount on qualifying installment loans with payments auto debited from a Regions account The Interest Rate and Annual Percentage Yield (APY) are accurate as of: 1/18/2021 The Monthly Fee on certain checking accounts may not be charged for at least 61 days after account opening even if requirements to waive the Monthly Fee … Products, features, and benefits offered with accounts are subject to change at any time. Submit Zip Code If you are feeling ill, have tested positive for COVID-19, have been exposed to the virus or have traveled internationally or to any CDC Advisory location, we cannot accommodate a branch visit. We will notify you before the fee is reinstated. To qualify for the Monthly Fee with Online Statements, you must be a Regions Online Banking customer who receives only Online Statements for this account. How can I change my Online ID & Password? Fees may apply to certain products or services available through Online Banking. Earn rewards through the Regions Cashback Rewards® program with your Regions Visa CheckCard and Online Banking, With this interest-bearing checking account, you can get a Premium Money Market as long as your LifeGreen Preferred Checking account remains open Coronavirus (COVID-19) Information: Your health and safety is our top priority. Qualifying first-lien home mortgage loans must be serviced by Regions, must not be past due or in default and do not include home equity loans or home equity lines of credit, or construction, manufactured housing and business loans. You're age 25 or younger and want the benefits of LifeGreen Checking without a monthly fee. 2, Any combination of at least 10 Regions CheckCard and/or credit card purchases Find out if it's worth opening up an account with this bank. So, there is no way to close a checking account. How do I enroll in Regions Online Banking? To avoid the monthly paper statement fee for the LifeGreen Business Simple Checking account, you must be a Regions Online Banking customer who receives only Online Statements for the account. Regions checking account fees for Students or 62+ are either $0 or have options to be waived; Regions Bank Review | Regions Bank Mortgage. Please note Regions determines the free checks based on when they are presented for payment not when they are written. Investments, Annuities and Insurance Products, change zip code to find rates in a different area, 1900 5th Avenue North, Birmingham, AL 35203, Natural Resources & Real Estate Management, What to Do With Your 401(k) Retirement Plan, Happy in Retirement: 6 Tips for Staying Active. You must be at least 18 years of age to use Regions Bill Pay or Zelle®. All fields in this section are required The LifeGreen color is a trademark of Regions Bank. Regions does not monitor the linked website and has no responsibility whatsoever for or control over the content, services or products provided on the linked website. Regions Relationship Rewards program allows you to earn points for your Regions personal banking activities. Relationship rates on most CDs for customers who meet the Relationship requirements For accounts opened in Iowa, certain account fees are subject to Iowa State Tax of 6%, which will be assessed at the time the fee is charged, unless exempt. LifeGreen Checking Account – Regions bank will waive the $8 online monthly fee ($10 with standard paper statements) if you do ONE of the following: Have ACH direct deposit, such as a recurring payroll or government benefit deposit, to your LifeGreen Checking account (at least one of $500 or more, or a combined amount of $1,000) Other shipping options are available at an additional charge. 2 11 Learn how Regions Bank is rated and compare its account fees, customer reviews, and latest bank accounts interest rates. Regions Bank Business Interest Checking Account. ATM fees charged by owners/operators of non-Regions ATMs may apply. You must have a valid Social Security Number or Tax Identification Number in order to enroll in Regions Online Banking. How do I manage my Regions personal checking account? Fees for keeping paper statements - $10 a month. Earn rewards through the Regions Cashback Rewards® program with your Regions Visa CheckCard and Online Banking, With this retirement checking account, you can get a Regions LifeGreen Savings Account A Returned Item Overdraft Fee (NSF Charge - Returned Item) is when a transaction exceeds your checking account's available balance and the bank does not pay the transaction. No charge for the first 150 items each monthly cycle; then $0.50 for each additional item. Additional statement options are available, fees may apply. Where can I find more information about pricing & services that pertain to my checking account? There is no fee to access Online Banking, but fees may apply to certain products and services offered through Online Banking. Activity will come around every 30 days or so. Regions Bank Accounts Cons. How To Earn The Bonus ACCOUNT … 10 5 Axos Bank’s Business Interest Checking account features an APY on account balances ranging from $0 to $5 million, with balances up to $50,000 earning our listed rate. Banking products are provided by Regions Bank, 1900 5th Avenue North, Birmingham, AL 35203. $11 with paper statements (without check images), Price varies by style. LifeGreen eAccess Account is for people who primarily bank online; the $8 fee can be waived with 10 Regions CheckCard/credit card transactions. Making an appointment is subject to a screening process meant to protect our associates and our customers. $5,000 processed at no charge each monthly cycle; then $0.25 per $100 for additional cash deposits. ATM fees charged by owners/operators of non-Regions ATMs may apply. Mobile Banking and Mobile Deposit are subject to separate terms and conditions. Banking products are provided by Regions Bank, 1900 5th Avenue North, Birmingham, AL 35203. LifeGreen Checking. Regions Bank Preferred Checking offers an APY of 0.01% (APY stands for annual percentage yield, rates may change). FAQ; About Us; Contact Us; Find Banks FABB Profile of Regions Bank. 5 Questions to Ask Yourself, Spending in Retirement: Your 60s, 70s, and 80s, Option to link your checking account to an eligible Regions funding account for, Service Member Benefit – No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period if you provide your Military ID when opening a Regions checking account or any time afterward, Options to link your checking account to an eligible Regions funding account for, No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period, Are Not Insured by Any Federal Government Agency, Are Not a Condition of Any Banking Activity. Customer information provided in order to set up this appointment will not be used to update any customer records, and this information will only be used to service this appointment. a $1,500 average monthly balance 50% discount on one Safe Deposit Box with an additional 10% discount for auto debit Order via Online Banking, visit your local branch or call 1-800-734-4667. Standard bulk delivery is included in the price. Good standing means you are not past due or in default under your credit agreement. The primary or secondary owner of the checking account must be the primary owner of related credit accounts. With a new monthly fee of $10 means there will be activity every 30 days or so. Menu. The privacy policies and security at the linked website may differ from Regions' privacy and security policies and procedures. The Relationship Rewards $10 annual fee will be waived or refunded if you have a Relationship Rewards Credit Card, … Enter your zip code to view your local rates* Monthly fee: Varies by account; Apply Now at Regions Bank (Offer has no expiration date) Furthermore, I would compare this offer to some of the best offers available. You should consult privacy disclosures at the linked website for further information. Checklist. Making an appointment is subject to a screening process meant to protect our associates and our customers. OR The bank also offers the LifeGreen preferred checking account, the 62+ LifeGreen checking account and the LifeGreen checking for students. The site that you are entering is operated or controlled by a third party that is unaffiliated with Regions. Regions Bank’s checking accounts include the LifeGreen checking account, the LifeGreen eAccess account and the LifeGreen simple checking account. Please note that your account statement only shows ending posted balances and an average balance reflected by those ending posted balances. Margarette Burnette August 8, 2018 This account has no minimum balance requirements, but the monthly fee cannot be waived. 10 We're sorry [zip-code] is outside of our service area 12, View My Local Rates Once enrolled, log in and select the Online Statements link in the top navigation under Accounts in order to activate Online Statements. 1. Infographic, Content Type:

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